Workplace Pension Reforms - Information for stakeholders
The Enabling Retirement Savings Programme is responsible for delivering the workplace pension reforms in the Pensions Act 2008 including, from 2012:
- The new employer duty (which requires employers to automatically enrol workers into, and contribute to, a workplace pension arrangement);
- The compliance regime to enforce the new employer duty;
- Setting up the personal accounts scheme.
Three bodies are jointly responsible for delivering the reforms: DWP, the Pensions Regulator (TPR), and the Personal Accounts Delivery Authority (PADA). Their main functions are:
- DWP is responsible for co-ordinating activity for the reform programme, including agreeing policy with Ministers and overseeing delivery;
- The Pensions Regulator’s role in these reforms is to maximise compliance with the employer duties set out in the Act, and ensure certain safeguards protecting employees are adhered to;
- PADA is responsible for designing and introducing the new personal accounts pension scheme, and setting up the Trustee Corporation to run the scheme.
Who is this information for?
These pages are aimed at those interested in the delivery of this programme, such as pensions industry professionals and those representing and advising employers and individuals. We hope that this information will help our stakeholders understand more about our programme and how we plan to successfully deliver the reforms.
What will appear on these pages?
We will use these pages to provide interested organisations with information on our ongoing work. This will include:
- Providing further details of implementation planning as this is finalised.
- Linking to sites, documents and other relevant sources of programme information as they become available.
How can I get involved?
The first batch of draft regulations underpinning the employer duty were published on 12 March 2009. These cover the practical arrangements for employers.
You can get involved as we are seeking views on our proposed regulations – the consultation document explains how to contribute.
- Consultation on Draft Regulations – The Pensions (Automatic Enrolment) Regulations 2009 and The Pensions Regulator (Delegation of Powers) Regulations 2009 (349KB)
- Impact Assessment of Pensions (Automatic Enrolment) Regulations 2009 (107KB)
Useful documents
- Automatic saving - Changing workplace pensions (202KB)
- Workplace pensions are changing (2MB)
- DWP - Personal accounts: a new way to save white paper
- The Pensions Act 2008 (Office of Public Sector Information website)
- Key facts about the Pensions Act 2008 (19KB)
Useful links
Contact the Enabling Retirement Savings Programme
Please send any enquiries to adelphi.ersp-enquiries@dwp.gsi.gov.uk
